A gambling problem usually occurs when a person over indulges in gambling, ending up being indebted and having dysfunctional relationships with loved ones.
                                                
First of all, Gambling is addictive.  The risk and the winning can have a psychological effect on a person, making him unreasonable and irrational.
                                                The first step to solving a gambling problem is acknowledging it. Gamblers Anonymous have the following set of questions to test if you indeed have gambling problems.
                                                
                                                  - Did you ever lose time from work or school due to gambling? 
 
                                                  - Has gambling ever made your home life unhappy? 
 
                                                  - Did gambling affect your reputation? 
 
                                                  - Have you ever felt remorse after gambling? 
 
                                                  - Did you ever gamble to get money with which to pay debts or otherwise solve financial difficulties? 
 
                                                  - Did gambling cause a decrease in your ambition or efficiency? 
 
                                                  - After losing did you feel you must return as soon as possible and win back your losses? 
 
                                                  - After a win did you have a strong urge to return and win more? 
 
                                                  - Did you often gamble until your last dollar was gone? 
 
                                                  - Did you ever borrow to finance your gambling? 
 
                                                  - Have you ever sold anything to finance gambling? 
 
                                                  - Were you reluctant to use "gambling money" for normal expenditures? 
 
                                                  - Did gambling make you careless of the welfare of yourself or your family? 
 
                                                  - Did you ever gamble longer than you had planned? 
 
                                                  - Have you ever gambled to escape worry or trouble? 
 
                                                  - Have you ever committed, or considered committing, an illegal act to finance gambling? 
 
                                                  - Did gambling cause you to have difficulty in sleeping? 
 
                                                  -  Do arguments, disappointments or frustrations create within you an urge to gamble? 
 
                                                  - Did you ever have an urge to celebrate any good fortune by a few hours of gambling? 
 
                                                  - Have you ever considered self destruction or suicide as a result of your gambling?
 
                                                
                                                A problem Gambler would answer Yes to at least seven of these questions.
                                                If you are indeed a problem gambler, the following tips should help you out of your gambling ditch:
                                                
                                                  - Never take credit cards or  an ATM card with you when you gamble, just take the amount that you intend to spend that day.
                                                     
                                                  - Limit the time you gamble.
                                                     
                                                  - Remember, there are more chances of you losing than winning.
                                                     
                                                  - When you win, keep the money and have an agreement with yourself not to use it.
                                                     
                                                  -  When you run out of money, give up, never borrow cash for gambling.
                                                     
                                                  - Never hesitate to ask help from a buddy. Bring a gambling buddy who’s not addicted and ask him to keep you in check.